Scores of people spend their working days dreaming of the moment they are eligible for retirement. They may have retirement counted down to the minutes and seconds, particularly if they've been in a job that hasn't been the most enjoyable. But many people find that once they retire they do not know what to do to fill their time. Boredom actually may be a side effect of retirement, and some people actually want to go back to work.
Much of the focus when planning for retirement concerns finances. All other factors take a backseat. Therefore, there may be emotional issues that arise during retirement, and retirees are not always prepared to deal with such issues. Having a post-retirement plan in place can mean the difference between happiness and having a hard time adjusting, according to experts. Here are some tips that can help anyone ease into the golden years.
* Establish goals. After working for years, the idea of setting goals can seem counterintuitive. But goals can give life direction and have you looking forward to things in the future. Goals also motivate retirees to get up in the morning now that a commute to work isn't part of the daily schedule.
* Donate time or money. Giving back to others, whether to the community or to a charitable organization, can feel good and give retirees some structure. Volunteering your time at a place can give life some sort of purpose outside of a job.
* Start a home-based business.Just because you retire doesn't mean you have to fully retire. Now may be the opportunity to start a business venture you have always dreamed about, whether that is something hands-on or just serving as a consultant.
* Try new things. Part of goal-setting is to add things to the list you've never done before, which can boost feelings of excitement. You may discover a new interest that becomes a passion. Now that you have time to explore new hobbies, they might prove more rewarding.
* Meet with people. Part of what makes work fulfilling is the opportunity to get out of the house and interact with others who are not members of your family. It's easy to fall into a rut when you are not being mentally stimulated by conversation from different people.
* Realize it's alright not to love retirement. Just because the grass seemed greener in someone else's yard, doesn't mean it always turns out to be that way. It is OK to accept that maybe retirement isn't entirely what you expected and to make changes that can enable the experience to be better.